Terms and Conditions

These Terms and Conditions govern your use of VyapaarPay Finance's loan advisory services. By accessing our website or using our services, you agree to be bound by these terms.

Nature of Services

VyapaarPay Finance provides loan advisory and support services only. We do not approve, disburse, or guarantee any loans. Our role is to guide users through the loan application process and connect them with appropriate financial institutions.

User Responsibilities

As a user, you agree to:

No Guarantee of Loan Approval

VyapaarPay Finance does not guarantee loan approval, interest rates, or terms. All loan decisions are made solely by banks, NBFCs, or other lending institutions based on their own policies and your eligibility.

Third-Party Lenders

We may connect you with various banks and NBFCs. These are independent entities, and VyapaarPay Finance is not responsible for their actions, policies, or services. Any agreements you enter with lenders are between you and them.

Limitation of Liability

VyapaarPay Finance shall not be liable for any direct, indirect, incidental, or consequential damages arising from the use of our advisory services or any loan-related decisions.

Changes to Terms

We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting on our website. Continued use of our services constitutes acceptance of the updated terms.

Governing Law

These terms are governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the courts in India.

Last updated: January 7, 2026